Easy Banking.
Real Trust.

Success!

€20.00 was sent to Simon M.

Received!

Kelly sent you €20.00

Easy Banking.
Real Trust.

Success!

€20.00 was sent to Simon M.

Received!

Kelly send you €20.00

Move Money. Build Value.

Manage your payments more efficiently with lower fees and faster processing. Wallets, IBANs, cards, and complete payment infrastructure - everything you need on one EU-licensed platform.
Personal Accounts

Get your digital wallet for everyday use. EU IBAN, Visa cards, and instant transfers – all in one place.

Business Accounts

Give your employees the financial services they deserve. Reliable payroll, pay-outs, and payment processing designed for SMEs and growing businesses.

Corporate Solutions

Skip the lengthy development cycle. Add white-label wallets and embedded finance to your platform using infrastructure built to scale.

Your Wallet
for Personal Banking

Open an account today and start managing your money the smart way.
Receive - Get paid directly to your European IBAN.
Send - Send money across the EU with speed and low fees.
Pay - Handle bills, subscriptions, and everyday expenses.
Shop - Use your Visa cards online or in stores.

Business Payments

Optimize your company finances with one powerful platform.
Accept – Receive payments from clients and business partners.
Pay - Handle employee salaries and vendor payments.
Transfer - Send money across the world with EU SEPA and international payments.
Manage - Control multiple business accounts and monitor every transaction.

Financial Services Under Your Brand

Wallet as a Service, Payments as a Service, and Embedded Finance. Go live in weeks, not years.
We handle compliance - you own the customers.
Embed - Integrate wallets, payments, and card functionality into your platform.
Brand - Deliver financial services under your own name.
Launch - Go to market in weeks with our EU-licensed infrastructure.
Scale - Grow without licensing or compliance complexity.

Why 10n Pay?

EU-licensed and regulated

Backed by Alaric Securities - licensed broker-dealer with 20 years in European financial markets.

Lower costs, clear pricing

Reduce banking costs with transparent, predictable pricing. No hidden fees.

Built to scale

Whether you are a solo entrepreneur or running enterprise operations, our platform scales with you as your business grows.

Secure and compliant

Full PSD2, AML, KYC, and GDPR compliance. Your money and data are protected.

Our Values

Trusted partnership

Dependable, straightforward payments and money management you can rely on.

Smart & practical growth

Saving time, cutting costs, improving efficiency.

Progress with confidence

Making digital finance super simple so your business can stay ahead.

Reliable Technology

More options, less hassle: Modern solutions that power your payments.

pc monitor 10n

Experience and Innovation

Built by financial professionals with decades of market expertise, driven to make payments work better for you. We offer transparent pricing, reliable infrastructure, and honest service - whether you are an individual, business, or enterprise.

Discover what our clients have to say

Explore success stories from our customers and see how 10nPay has helped businesses achieve their financial goals effortlessly.

35,000+ reviews

Ready to Get Started?